Lender profile · HMDA 2023–2025
Guaranteed Rate Affinity, LLC mortgage approval rates & lending data
Guaranteed Rate Affinity, LLC decided 44,429 mortgage applications and funded 40,632 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 35,052 / 37,291 | 99% | $345K | 34,771 |
| Home improvement loans | 72% | 339 / 474 | 73% | $75K | 248 |
| Cash-out refinance | 76% | 1,145 / 1,514 | 98% | $315K | 1,126 |
| Refinance | 89% | 1,643 / 1,839 | 98% | $455K | 1,617 |
| Investment property purchase | 91% | 2,341 / 2,583 | 99% | $275K | 2,322 |
| Investment cash-out refinance | 78% | 402 / 517 | 98% | $245K | 393 |
| Investment refinance | 82% | 131 / 160 | 98% | $345K | 129 |
| Investment home improvement | 63% | 32 / 51 | 81% | $85K | 26 |
Guaranteed Rate Affinity, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 89% | $335K | 4,908 | 4,309 |
| California | 94% | $765K | 3,995 | 3,700 |
| Illinois | 87% | $285K | 3,655 | 3,123 |
| Pennsylvania | 96% | $235K | 3,610 | 3,437 |
| New Jersey | 94% | $475K | 3,242 | 3,017 |
| Texas | 93% | $345K | 3,025 | 2,805 |
| Minnesota | 94% | $295K | 2,434 | 2,275 |
| Massachusetts | 94% | $545K | 2,193 | 2,051 |
| Ohio | 94% | $245K | 1,891 | 1,760 |
| Arizona | 90% | $325K | 1,696 | 1,496 |
| Georgia | 88% | $355K | 1,496 | 1,292 |
| Colorado | 95% | $465K | 1,426 | 1,334 |
| South Carolina | 92% | $255K | 1,402 | 1,279 |
| Missouri | 94% | $215K | 1,325 | 1,231 |
| Maryland | 95% | $415K | 1,256 | 1,190 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.