Grace Home Lending, LLC mortgage approval rates & lending data

Grace Home Lending, LLC decided 1,113 mortgage applications and funded 1,082 loans across the 616 counties Fat Boy Data covers, 2023–2025.

Approval by loan type

Loan type	Approval	Approved	Taken up	Typical loan	Loans made
Mortgage lenders	97%	1,057 / 1,085	100%	$365K	1,055
Investment property purchase	96%	24 / 25	100%	$285K	24

State	Approval	Typical loan	Decided	Loans made
Texas	97%	$365K	1,013	982
Florida	100%	$485K	100	100

Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.