Lender profile · HMDA 2023–2025
Gold Coast Bank mortgage approval rates & lending data
Gold Coast Bank decided 731 mortgage applications and funded 697 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 421 / 435 | 98% | $445K | 413 |
| Cash-out refinance | 94% | 30 / 32 | 97% | $425K | 29 |
| Refinance | 98% | 123 / 126 | 96% | $545K | 118 |
| Investment property purchase | 99% | 100 / 101 | 100% | $415K | 100 |
Gold Coast Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $445K | 631 | 601 |
| Florida | 100% | $385K | 19 | 19 |
| Arizona | 92% | $485K | 13 | 12 |
| California | 92% | $505K | 12 | 11 |
| Texas | 91% | $405K | 11 | 10 |
| Wisconsin | 100% | $295K | 7 | 7 |
| Michigan | 100% | $655K | 6 | 6 |
| Missouri | 100% | $175K | 5 | 5 |
| Indiana | 100% | $275K | 4 | 4 |
| Massachusetts | 100% | $175K | 4 | 4 |
| Tennessee | 100% | $605K | 4 | 4 |
| Idaho | 100% | $765K | 2 | 2 |
| New York | 100% | $125K | 2 | 2 |
| Pennsylvania | 100% | $355K | 2 | 2 |
| Arkansas | 100% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.