Lender profile · HMDA 2023–2025
Genhome Mortgage Corporation mortgage approval rates & lending data
Genhome Mortgage Corporation decided 2,564 mortgage applications and funded 2,231 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 2,053 / 2,302 | 100% | $505K | 2,049 |
| Cash-out refinance | 73% | 102 / 140 | 100% | $415K | 102 |
| Refinance | 64% | 28 / 44 | 100% | $425K | 28 |
| Investment property purchase | 71% | 39 / 55 | 100% | $275K | 39 |
Genhome Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $655K | 1,706 | 1,577 |
| Texas | 83% | $295K | 260 | 214 |
| Florida | 72% | $355K | 188 | 136 |
| Arizona | 75% | $385K | 51 | 38 |
| Illinois | 63% | $285K | 51 | 32 |
| Maryland | 72% | $425K | 32 | 23 |
| Georgia | 61% | $325K | 31 | 19 |
| Nevada | 79% | $335K | 28 | 22 |
| Virginia | 70% | $325K | 23 | 16 |
| Pennsylvania | 81% | $245K | 21 | 17 |
| Louisiana | 75% | $215K | 20 | 15 |
| Oregon | 87% | $295K | 15 | 13 |
| Michigan | 86% | $165K | 14 | 12 |
| Tennessee | 85% | $295K | 13 | 11 |
| Indiana | 67% | $355K | 12 | 8 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.