Lender profile · HMDA 2023–2025
GECU Federal Credit Union mortgage approval rates & lending data
GECU Federal Credit Union decided 4,919 mortgage applications and funded 3,599 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 770 / 832 | 98% | $185K | 758 |
| Home improvement loans | 71% | 1,577 / 2,230 | 98% | $65K | 1,552 |
| Cash-out refinance | 73% | 1,087 / 1,486 | 99% | $105K | 1,077 |
| Refinance | 55% | 101 / 183 | 98% | $125K | 99 |
| Investment property purchase | 83% | 52 / 63 | 100% | $135K | 52 |
| Investment cash-out refinance | 57% | 32 / 56 | 100% | $115K | 32 |
| Investment home improvement | 46% | 26 / 57 | 96% | $115K | 25 |
GECU Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 74% | $105K | 4,730 | 3,466 |
| New Mexico | 71% | $65K | 188 | 132 |
| Arizona | 100% | $315K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.