Lender profile · HMDA 2023–2025
GCS Credit Union mortgage approval rates & lending data
GCS Credit Union decided 461 mortgage applications and funded 414 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 105 / 106 | 99% | $125K | 104 |
| Cash-out refinance | 91% | 220 / 243 | 99% | $45K | 217 |
| Refinance | 88% | 65 / 74 | 98% | $105K | 64 |
GCS Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 91% | $45K | 456 | 410 |
| Missouri | 75% | $45K | 4 | 3 |
| Tennessee | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.