Lender profile · HMDA 2023–2025
Gain Federal Credit Union mortgage approval rates & lending data
Gain Federal Credit Union decided 338 mortgage applications and funded 239 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 16 / 26 | 94% | $355K | 15 |
| Home improvement loans | 76% | 170 / 224 | 99% | $155K | 169 |
| Refinance | 61% | 28 / 46 | 96% | $175K | 27 |
| Investment home improvement | 60% | 15 / 25 | 93% | $105K | 14 |
Gain Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 73% | $155K | 328 | 236 |
| Arizona | 40% | $45K | 5 | 2 |
| Nevada | 33% | $365K | 3 | 1 |
| Georgia | 0% | — | 1 | 0 |
| Utah | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.