Lender profile · HMDA 2023–2025
Freedom Credit Union mortgage approval rates & lending data
Freedom Credit Union decided 717 mortgage applications and funded 520 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 182 / 213 | 98% | $265K | 178 |
| Home improvement loans | 66% | 174 / 264 | 95% | $55K | 165 |
| Cash-out refinance | 72% | 146 / 203 | 98% | $95K | 143 |
Freedom Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 75% | $95K | 697 | 507 |
| Connecticut | 72% | $315K | 18 | 11 |
| Maine | 100% | $405K | 1 | 1 |
| New Hampshire | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.