Lender profile · HMDA 2023–2025
Fox Communities Credit Union mortgage approval rates & lending data
Fox Communities Credit Union decided 2,857 mortgage applications and funded 2,473 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,350 / 1,385 | 89% | $235K | 1,203 |
| Home improvement loans | 97% | 561 / 579 | 89% | $45K | 502 |
| Cash-out refinance | 96% | 405 / 421 | 90% | $125K | 364 |
| Refinance | 92% | 187 / 203 | 80% | $155K | 150 |
| Investment property purchase | 99% | 151 / 152 | 97% | $185K | 146 |
| Investment cash-out refinance | 92% | 36 / 39 | 94% | $175K | 34 |
| Investment refinance | 100% | 69 / 69 | 97% | $145K | 67 |
Fox Communities Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 97% | $185K | 2,833 | 2,456 |
| Florida | 100% | $225K | 9 | 5 |
| Illinois | 100% | $175K | 6 | 5 |
| Minnesota | 100% | $265K | 4 | 3 |
| California | 50% | $255K | 2 | 1 |
| Michigan | 100% | $345K | 2 | 2 |
| New Jersey | 100% | $395K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.