Lender profile · HMDA 2023–2025
Foothill Federal Credit Union mortgage approval rates & lending data
Foothill Federal Credit Union decided 852 mortgage applications and funded 700 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 68 / 73 | 100% | $725K | 68 |
| Home improvement loans | 80% | 456 / 569 | 98% | $105K | 448 |
| Cash-out refinance | 91% | 32 / 35 | 100% | $355K | 32 |
| Refinance | 88% | 144 / 163 | 100% | $175K | 144 |
Foothill Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 84% | $105K | 847 | 700 |
| Arizona | 0% | — | 2 | 0 |
| New Mexico | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.