Lender profile · HMDA 2023–2025
FNB Community Bank mortgage approval rates & lending data
FNB Community Bank decided 406 mortgage applications and funded 314 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 64% | 16 / 25 | 100% | $205K | 16 |
| Home improvement loans | 75% | 76 / 101 | 100% | $45K | 76 |
| Refinance | 76% | 57 / 75 | 100% | $55K | 57 |
| Investment property purchase | 93% | 152 / 164 | 90% | $215K | 137 |
| Investment refinance | 69% | 24 / 35 | 100% | $135K | 24 |
FNB Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 81% | $135K | 406 | 314 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.