Lender profile · HMDA 2023–2025
Flanagan State Bank mortgage approval rates & lending data
Flanagan State Bank decided 1,374 mortgage applications and funded 1,185 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 889 / 973 | 99% | $185K | 879 |
| Cash-out refinance | 73% | 127 / 175 | 98% | $145K | 125 |
| Refinance | 77% | 102 / 133 | 99% | $225K | 101 |
| Investment property purchase | 91% | 60 / 66 | 98% | $135K | 59 |
Flanagan State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 88% | $165K | 576 | 501 |
| Pennsylvania | 86% | $185K | 270 | 229 |
| Indiana | 91% | $195K | 119 | 107 |
| Texas | 71% | $265K | 80 | 57 |
| Montana | 97% | $465K | 62 | 60 |
| Iowa | 89% | $165K | 56 | 50 |
| Missouri | 95% | $215K | 40 | 38 |
| Colorado | 94% | $345K | 34 | 31 |
| California | 71% | $475K | 24 | 16 |
| South Dakota | 90% | $235K | 20 | 18 |
| New Mexico | 88% | $285K | 17 | 15 |
| Nebraska | 92% | $275K | 12 | 10 |
| Wisconsin | 82% | $275K | 11 | 9 |
| Florida | 100% | $265K | 10 | 10 |
| Arizona | 71% | $235K | 7 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.