Lender profile · HMDA 2023–2025
Firstmark Credit Union mortgage approval rates & lending data
Firstmark Credit Union decided 1,216 mortgage applications and funded 648 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 47 / 64 | 98% | $255K | 46 |
| Home improvement loans | 45% | 273 / 609 | 99% | $45K | 270 |
| Cash-out refinance | 57% | 17 / 30 | 100% | $185K | 17 |
| Refinance | 65% | 310 / 475 | 99% | $85K | 307 |
Firstmark Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 54% | $85K | 1,203 | 646 |
| Florida | 25% | $375K | 4 | 1 |
| Maryland | 0% | — | 2 | 0 |
| Pennsylvania | 0% | — | 2 | 0 |
| California | 0% | — | 1 | 0 |
| Louisiana | 0% | — | 1 | 0 |
| Mississippi | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| Ohio | 100% | $105K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.