Lender profile · HMDA 2023–2025
First U.S. Community Credit Union mortgage approval rates & lending data
First U.S. Community Credit Union decided 266 mortgage applications and funded 217 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 70 / 71 | 99% | $395K | 69 |
| Home improvement loans | 86% | 36 / 42 | 100% | $65K | 36 |
| Cash-out refinance | 73% | 49 / 67 | 100% | $75K | 49 |
| Refinance | 82% | 58 / 71 | 98% | $85K | 57 |
First U.S. Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 83% | $85K | 265 | 217 |
| Florida | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.