Lender profile · HMDA 2023–2025
First State Bank (549300) mortgage approval rates & lending data
First State Bank (549300) decided 305 mortgage applications and funded 283 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 80 / 89 | 100% | $275K | 80 |
| Home improvement loans | 91% | 95 / 104 | 100% | $65K | 95 |
| Investment property purchase | 98% | 53 / 54 | 100% | $145K | 53 |
| Investment home improvement | 96% | 24 / 25 | 100% | $105K | 24 |
First State Bank (549300) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $125K | 305 | 283 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.