Lender profile · HMDA 2023–2025
First Service Bank mortgage approval rates & lending data
First Service Bank decided 391 mortgage applications and funded 371 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 27 / 30 | 93% | $195K | 25 |
| Investment property purchase | 99% | 285 / 287 | 99% | $185K | 281 |
| Investment refinance | 100% | 34 / 34 | 97% | $205K | 33 |
First Service Bank lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.