Lender profile · HMDA 2023–2025
First Security Bank mortgage approval rates & lending data
First Security Bank decided 2,409 mortgage applications and funded 2,204 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 885 / 936 | 97% | $225K | 862 |
| Home improvement loans | 84% | 331 / 392 | 96% | $55K | 319 |
| Cash-out refinance | 83% | 59 / 71 | 97% | $235K | 57 |
| Refinance | 96% | 255 / 266 | 100% | $105K | 254 |
| Investment property purchase | 98% | 471 / 482 | 98% | $145K | 461 |
| Investment refinance | 98% | 134 / 137 | 99% | $125K | 133 |
| Investment home improvement | 97% | 118 / 122 | 99% | $65K | 117 |
First Security Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 94% | $145K | 2,391 | 2,190 |
| Florida | 92% | $805K | 13 | 10 |
| Tennessee | 100% | $205K | 2 | 2 |
| Louisiana | 100% | $165K | 1 | 1 |
| Oklahoma | 100% | $475K | 1 | 1 |
| Texas | 100% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.