Lender profile · HMDA 2023–2025
First New York mortgage approval rates & lending data
First New York decided 1,267 mortgage applications and funded 1,111 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 117 / 132 | 99% | $295K | 116 |
| Home improvement loans | 88% | 383 / 436 | 100% | $75K | 383 |
| Cash-out refinance | 86% | 379 / 442 | 100% | $85K | 378 |
| Refinance | 89% | 191 / 214 | 100% | $125K | 191 |
First New York lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.