Lender profile · HMDA 2023–2025
First National Bank of Central Texas mortgage approval rates & lending data
First National Bank of Central Texas decided 321 mortgage applications and funded 301 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 102 / 113 | 99% | $295K | 101 |
| Refinance | 78% | 25 / 32 | 100% | $225K | 25 |
| Investment property purchase | 100% | 108 / 108 | 100% | $145K | 108 |
| Investment refinance | 100% | 57 / 57 | 100% | $125K | 57 |
First National Bank of Central Texas lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.