First N.A.tions Home Finance Corporation mortgage approval rates & lending data

First N.A.tions Home Finance Corporation decided 665 mortgage applications and funded 523 loans across the 616 counties Fat Boy Data covers, 2023–2025.

Approval by loan type

Loan type	Approval	Approved	Taken up	Typical loan	Loans made
Mortgage lenders	91%	460 / 507	88%	$285K	405
Cash-out refinance	83%	50 / 60	86%	$205K	43
Investment property purchase	89%	50 / 56	90%	$165K	45
Investment cash-out refinance	69%	20 / 29	95%	$255K	19

First N.A.tions Home Finance Corporation lending by state

State	Approval	Typical loan	Decided	Loans made
California	89%	$285K	644	506
Arizona	100%	$245K	9	8
Colorado	100%	$305K	7	7
Nevada	80%	$445K	5	2

Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.