Lender profile · HMDA 2023–2025
First Keystone Community Bank mortgage approval rates & lending data
First Keystone Community Bank decided 452 mortgage applications and funded 378 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 62 / 72 | 100% | $185K | 62 |
| Home improvement loans | 71% | 35 / 49 | 94% | $45K | 33 |
| Cash-out refinance | 81% | 30 / 37 | 93% | $85K | 28 |
| Investment property purchase | 97% | 194 / 201 | 97% | $115K | 188 |
| Investment refinance | 97% | 34 / 35 | 85% | $145K | 29 |
First Keystone Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 88% | $115K | 451 | 377 |
| New Jersey | 100% | $95K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.