Lender profile · HMDA 2023–2025
First Hawaiian Bank mortgage approval rates & lending data
First Hawaiian Bank decided 4,143 mortgage applications and funded 3,052 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 724 / 786 | 91% | $505K | 657 |
| Home improvement loans | 70% | 539 / 775 | 97% | $155K | 525 |
| Cash-out refinance | 81% | 62 / 77 | 85% | $395K | 53 |
| Refinance | 75% | 1,049 / 1,405 | 97% | $255K | 1,016 |
| Investment property purchase | 89% | 426 / 478 | 96% | $525K | 407 |
| Investment cash-out refinance | 79% | 22 / 28 | 95% | $735K | 21 |
| Investment refinance | 68% | 242 / 357 | 95% | $325K | 231 |
| Investment home improvement | 62% | 148 / 237 | 96% | $205K | 142 |
First Hawaiian Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Hawaii | 78% | $255K | 4,142 | 3,051 |
| California | 100% | $2.27M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.