Lender profile · HMDA 2023–2025
First Guaranty Bank mortgage approval rates & lending data
First Guaranty Bank decided 630 mortgage applications and funded 495 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 307 / 334 | 91% | $245K | 280 |
| Home improvement loans | 85% | 23 / 27 | 74% | $95K | 17 |
| Refinance | 69% | 64 / 93 | 84% | $165K | 54 |
| Investment property purchase | 92% | 94 / 102 | 91% | $125K | 86 |
| Investment refinance | 93% | 54 / 58 | 83% | $55K | 45 |
First Guaranty Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 88% | $245K | 534 | 414 |
| Texas | 91% | $245K | 70 | 58 |
| Mississippi | 92% | $285K | 13 | 11 |
| West Virginia | 100% | $75K | 5 | 5 |
| Georgia | 67% | $605K | 3 | 2 |
| Florida | 100% | $245K | 2 | 2 |
| Alabama | 100% | $595K | 1 | 1 |
| Arkansas | 100% | $65K | 1 | 1 |
| South Carolina | 100% | $235K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.