Lender profile · HMDA 2023–2025
First Fidelity Bank mortgage approval rates & lending data
First Fidelity Bank decided 502 mortgage applications and funded 239 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 42% | 47 / 112 | 87% | $155K | 41 |
| Home improvement loans | 31% | 37 / 120 | 86% | $35K | 32 |
| Refinance | 59% | 81 / 137 | 83% | $65K | 67 |
| Investment property purchase | 81% | 61 / 75 | 85% | $195K | 52 |
| Investment refinance | 92% | 33 / 36 | 97% | $125K | 32 |
First Fidelity Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 51% | $65K | 434 | 190 |
| Arizona | 77% | $545K | 52 | 36 |
| Colorado | 100% | $235K | 6 | 5 |
| California | 100% | $1.15M | 2 | 2 |
| Nevada | 100% | $305K | 2 | 2 |
| Arkansas | 100% | $285K | 1 | 1 |
| Florida | 100% | $225K | 1 | 1 |
| Maryland | 100% | $505K | 1 | 1 |
| New York | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
| Wisconsin | 100% | $1.16M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.