Lender profile · HMDA 2023–2025
First Farmers Bank & Trust Co. mortgage approval rates & lending data
First Farmers Bank & Trust Co. decided 590 mortgage applications and funded 385 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 225 / 272 | 76% | $255K | 172 |
| Home improvement loans | 82% | 72 / 88 | 96% | $55K | 69 |
| Cash-out refinance | 70% | 82 / 117 | 71% | $65K | 58 |
| Refinance | 81% | 26 / 32 | 73% | $205K | 19 |
| Investment property purchase | 98% | 54 / 55 | 85% | $95K | 46 |
First Farmers Bank & Trust Co. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 82% | $205K | 555 | 361 |
| Florida | 79% | $505K | 14 | 11 |
| Illinois | 60% | $155K | 10 | 5 |
| Arizona | 100% | $135K | 5 | 2 |
| Alabama | 100% | $185K | 1 | 1 |
| California | 100% | $4.21M | 1 | 1 |
| Michigan | 100% | $55K | 1 | 1 |
| Mississippi | 100% | $105K | 1 | 1 |
| Ohio | 100% | $405K | 1 | 1 |
| Tennessee | 100% | $215K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.