Lender profile · HMDA 2023–2025
First Dakota National Bank mortgage approval rates & lending data
First Dakota National Bank decided 570 mortgage applications and funded 550 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 372 / 380 | 100% | $315K | 372 |
| Refinance | 99% | 68 / 69 | 100% | $385K | 68 |
| Investment property purchase | 100% | 64 / 64 | 98% | $215K | 63 |
First Dakota National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Dakota | 97% | $315K | 509 | 492 |
| Arizona | 93% | $275K | 14 | 13 |
| Iowa | 92% | $35K | 13 | 12 |
| Minnesota | 90% | $425K | 10 | 9 |
| Florida | 100% | $405K | 7 | 7 |
| Nebraska | 100% | $305K | 5 | 5 |
| Colorado | 100% | $305K | 4 | 4 |
| Texas | 100% | $275K | 2 | 2 |
| Arkansas | 100% | $285K | 1 | 1 |
| Kentucky | 100% | $75K | 1 | 1 |
| North Dakota | 100% | $445K | 1 | 1 |
| South Carolina | 100% | $175K | 1 | 1 |
| Tennessee | 100% | $615K | 1 | 1 |
| Wisconsin | 100% | $285K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.