Lender profile · HMDA 2023–2025
First Community Credit Union (North Dakota) mortgage approval rates & lending data
First Community Credit Union (North Dakota) decided 364 mortgage applications and funded 341 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 201 / 210 | 100% | $265K | 201 |
| Cash-out refinance | 87% | 53 / 61 | 98% | $55K | 52 |
| Investment property purchase | 97% | 61 / 63 | 100% | $225K | 61 |
First Community Credit Union (North Dakota) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Dakota | 94% | $265K | 351 | 328 |
| Minnesota | 100% | $285K | 10 | 10 |
| Arizona | 100% | $145K | 2 | 2 |
| Montana | 100% | $985K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.