Lender profile · HMDA 2023–2025
First Community Bank (Arkansas) mortgage approval rates & lending data
First Community Bank (Arkansas) decided 1,532 mortgage applications and funded 1,428 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 706 / 762 | 100% | $235K | 706 |
| Home improvement loans | 88% | 29 / 33 | 100% | $55K | 29 |
| Cash-out refinance | 69% | 27 / 39 | 96% | $195K | 26 |
| Refinance | 81% | 80 / 99 | 100% | $175K | 80 |
| Investment property purchase | 99% | 450 / 455 | 100% | $125K | 450 |
| Investment refinance | 97% | 66 / 68 | 100% | $125K | 66 |
| Investment home improvement | 99% | 69 / 70 | 100% | $85K | 69 |
First Community Bank (Arkansas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 94% | $235K | 1,307 | 1,225 |
| Missouri | 91% | $95K | 196 | 179 |
| Texas | 83% | $235K | 6 | 5 |
| Tennessee | 75% | $265K | 4 | 3 |
| Mississippi | 100% | $205K | 3 | 3 |
| Alabama | 0% | — | 2 | 0 |
| Florida | 100% | $305K | 2 | 2 |
| Oklahoma | 100% | $175K | 2 | 2 |
| Colorado | 100% | $375K | 1 | 1 |
| Georgia | 100% | $165K | 1 | 1 |
| Illinois | 100% | $375K | 1 | 1 |
| Indiana | 100% | $535K | 1 | 1 |
| Kansas | 100% | $145K | 1 | 1 |
| Kentucky | 100% | $245K | 1 | 1 |
| Minnesota | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.