Lender profile · HMDA 2023–2025
First Citizens' Federal Credit Union mortgage approval rates & lending data
First Citizens' Federal Credit Union decided 646 mortgage applications and funded 574 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 116 / 119 | 100% | $405K | 116 |
| Cash-out refinance | 87% | 425 / 487 | 99% | $65K | 421 |
First Citizens' Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 89% | $65K | 645 | 573 |
| Rhode Island | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.