Lender profile · HMDA 2023–2025
First Centennial Mortgage Corporation mortgage approval rates & lending data
First Centennial Mortgage Corporation decided 2,520 mortgage applications and funded 2,288 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,966 / 2,092 | 99% | $245K | 1,950 |
| Cash-out refinance | 73% | 107 / 146 | 98% | $185K | 105 |
| Refinance | 69% | 44 / 64 | 100% | $175K | 44 |
| Investment property purchase | 91% | 145 / 159 | 99% | $175K | 144 |
| Investment cash-out refinance | 79% | 38 / 48 | 97% | $135K | 37 |
First Centennial Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 92% | $245K | 1,563 | 1,423 |
| Indiana | 91% | $205K | 268 | 244 |
| Wisconsin | 88% | $245K | 141 | 124 |
| Florida | 88% | $395K | 116 | 102 |
| Texas | 91% | $285K | 112 | 102 |
| California | 94% | $725K | 98 | 91 |
| Ohio | 92% | $195K | 89 | 82 |
| Colorado | 85% | $455K | 46 | 39 |
| Washington | 97% | $435K | 35 | 34 |
| Arizona | 100% | $345K | 19 | 19 |
| Oregon | 73% | $375K | 11 | 8 |
| Michigan | 100% | $225K | 9 | 8 |
| Tennessee | 100% | $425K | 6 | 6 |
| Pennsylvania | 67% | $245K | 3 | 2 |
| South Carolina | 100% | $235K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.