Lender profile · HMDA 2023–2025
FIRST CAPITAL Federal Credit Union mortgage approval rates & lending data
FIRST CAPITAL Federal Credit Union decided 918 mortgage applications and funded 718 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 75% | 420 / 560 | 100% | $45K | 419 |
| Refinance | 80% | 163 / 203 | 100% | $65K | 163 |
| Investment property purchase | 100% | 29 / 29 | 100% | $95K | 29 |
| Investment refinance | 95% | 84 / 88 | 100% | $125K | 84 |
FIRST CAPITAL Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 78% | $45K | 918 | 718 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.