Lender profile · HMDA 2023–2025
First American Bank and Trust mortgage approval rates & lending data
First American Bank and Trust decided 672 mortgage applications and funded 520 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 194 / 238 | 94% | $385K | 183 |
| Home improvement loans | 71% | 61 / 86 | 97% | $85K | 59 |
| Refinance | 82% | 81 / 99 | 99% | $75K | 80 |
| Investment property purchase | 75% | 100 / 133 | 96% | $175K | 96 |
| Investment refinance | 91% | 100 / 110 | 99% | $85K | 99 |
First American Bank and Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 80% | $175K | 672 | 520 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.