Lender profile · HMDA 2023–2025
Fall River Municipal Credit Union mortgage approval rates & lending data
Fall River Municipal Credit Union decided 547 mortgage applications and funded 361 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 238 / 311 | 76% | $135K | 181 |
| Home improvement loans | 78% | 85 / 109 | 98% | $65K | 83 |
| Cash-out refinance | 81% | 46 / 57 | 96% | $105K | 44 |
| Refinance | 80% | 41 / 51 | 100% | $105K | 41 |
Fall River Municipal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 77% | $105K | 456 | 305 |
| Rhode Island | 77% | $105K | 91 | 56 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.