Lender profile · HMDA 2023–2025
Equity Bank mortgage approval rates & lending data
Equity Bank decided 1,184 mortgage applications and funded 999 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 240 / 265 | 100% | $245K | 239 |
| Home improvement loans | 60% | 148 / 245 | 96% | $55K | 142 |
| Refinance | 71% | 80 / 112 | 99% | $125K | 79 |
| Investment property purchase | 98% | 261 / 265 | 98% | $175K | 257 |
| Investment refinance | 100% | 239 / 239 | 100% | $135K | 239 |
| Investment home improvement | 86% | 32 / 37 | 97% | $125K | 31 |
Equity Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 81% | $195K | 453 | 365 |
| Missouri | 88% | $145K | 415 | 362 |
| Oklahoma | 92% | $165K | 147 | 133 |
| Arkansas | 85% | $105K | 116 | 97 |
| Texas | 91% | $115K | 11 | 10 |
| Colorado | 80% | $235K | 10 | 8 |
| Florida | 50% | $185K | 8 | 4 |
| Arizona | 86% | $1M | 7 | 6 |
| California | 50% | $165K | 4 | 2 |
| South Carolina | 100% | $105K | 3 | 3 |
| Ohio | 100% | $235K | 2 | 2 |
| Oregon | 100% | $1.50M | 2 | 2 |
| Kentucky | 100% | $3M | 1 | 1 |
| Nevada | 100% | $425K | 1 | 1 |
| New York | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.