Lender profile · HMDA 2023–2025
Ennis State Bank mortgage approval rates & lending data
Ennis State Bank decided 258 mortgage applications and funded 175 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 67% | 68 / 101 | 99% | $275K | 67 |
| Home improvement loans | 61% | 25 / 41 | 96% | $75K | 24 |
| Cash-out refinance | 56% | 18 / 32 | 100% | $135K | 18 |
| Investment property purchase | 87% | 54 / 62 | 89% | $205K | 48 |
Ennis State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 71% | $205K | 257 | 174 |
| South Carolina | 100% | $545K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.