Lender profile · HMDA 2023–2025
El Paso Area Teachers mortgage approval rates & lending data
El Paso Area Teachers decided 670 mortgage applications and funded 521 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 133 / 141 | 98% | $255K | 130 |
| Home improvement loans | 56% | 78 / 139 | 90% | $55K | 70 |
| Cash-out refinance | 83% | 212 / 255 | 98% | $75K | 207 |
| Investment property purchase | 97% | 71 / 73 | 96% | $135K | 68 |
| Investment cash-out refinance | 75% | 21 / 28 | 100% | $125K | 21 |
El Paso Area Teachers lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 81% | $75K | 639 | 499 |
| New Mexico | 74% | $165K | 31 | 22 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.