Lender profile · HMDA 2023–2025
Education Credit Union mortgage approval rates & lending data
Education Credit Union decided 669 mortgage applications and funded 636 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 78 / 79 | 94% | $235K | 73 |
| Cash-out refinance | 99% | 519 / 525 | 97% | $85K | 502 |
Education Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 99% | $85K | 669 | 636 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.