Lender profile · HMDA 2023–2025
Diversified Members mortgage approval rates & lending data
Diversified Members decided 527 mortgage applications and funded 246 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 60% | 99 / 165 | 96% | $55K | 95 |
| Cash-out refinance | 43% | 152 / 353 | 95% | $55K | 145 |
Diversified Members lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 49% | $55K | 527 | 246 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.