Lender profile · HMDA 2023–2025
Dirigo Federal Credit Union mortgage approval rates & lending data
Dirigo Federal Credit Union decided 547 mortgage applications and funded 385 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 141 / 180 | 85% | $105K | 120 |
| Home improvement loans | 78% | 152 / 195 | 96% | $65K | 146 |
| Cash-out refinance | 72% | 97 / 134 | 94% | $85K | 91 |
Dirigo Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 77% | $85K | 547 | 385 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.