Lender profile · HMDA 2023–2025
Direct Rate Home Loans, Inc mortgage approval rates & lending data
Direct Rate Home Loans, Inc decided 378 mortgage applications and funded 339 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 272 / 285 | 97% | $475K | 264 |
| Refinance | 82% | 47 / 57 | 98% | $485K | 46 |
Direct Rate Home Loans, Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 93% | $475K | 354 | 319 |
| Washington | 90% | $425K | 10 | 9 |
| Arizona | 100% | $275K | 5 | 4 |
| Idaho | 100% | $435K | 3 | 3 |
| Texas | 33% | $265K | 3 | 1 |
| California | 100% | $555K | 2 | 2 |
| Oregon | 100% | $665K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.