Lender profile · HMDA 2023–2025
Dime Commercial Bank mortgage approval rates & lending data
Dime Commercial Bank decided 931 mortgage applications and funded 709 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 532 / 668 | 97% | $565K | 516 |
| Refinance | 71% | 29 / 41 | 97% | $935K | 28 |
| Investment property purchase | 77% | 130 / 169 | 96% | $595K | 125 |
Dime Commercial Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 79% | $565K | 892 | 682 |
| New Jersey | 74% | $415K | 38 | 27 |
| Connecticut | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.