Lender profile · HMDA 2023–2025
Cumberland County mortgage approval rates & lending data
Cumberland County decided 435 mortgage applications and funded 377 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 69 / 70 | 93% | $235K | 64 |
| Home improvement loans | 91% | 151 / 166 | 96% | $55K | 145 |
| Cash-out refinance | 88% | 131 / 149 | 96% | $85K | 126 |
| Refinance | 89% | 40 / 45 | 92% | $95K | 37 |
Cumberland County lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 91% | $85K | 435 | 377 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.