Lender profile · HMDA 2023–2025
CTBC Bank Corp. (USA) mortgage approval rates & lending data
CTBC Bank Corp. (USA) decided 1,186 mortgage applications and funded 1,050 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 580 / 623 | 98% | $535K | 568 |
| Cash-out refinance | 79% | 52 / 66 | 100% | $1.19M | 52 |
| Refinance | 83% | 52 / 63 | 98% | $1.35M | 51 |
| Investment property purchase | 92% | 301 / 327 | 98% | $765K | 294 |
| Investment cash-out refinance | 81% | 38 / 47 | 95% | $1.05M | 36 |
| Investment refinance | 81% | 35 / 43 | 97% | $655K | 34 |
CTBC Bank Corp. (USA) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 89% | $1.05M | 691 | 602 |
| New York | 92% | $535K | 442 | 399 |
| New Jersey | 96% | $445K | 28 | 27 |
| Arizona | 88% | $375K | 25 | 22 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.