Lender profile · HMDA 2023–2025
Coulee Bank mortgage approval rates & lending data
Coulee Bank decided 470 mortgage applications and funded 422 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 218 / 232 | 100% | $215K | 218 |
| Cash-out refinance | 57% | 17 / 30 | 100% | $175K | 17 |
| Refinance | 80% | 35 / 44 | 100% | $155K | 35 |
| Investment property purchase | 96% | 142 / 148 | 98% | $225K | 139 |
Coulee Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 89% | $215K | 233 | 208 |
| Minnesota | 93% | $225K | 223 | 204 |
| Illinois | 40% | $315K | 5 | 2 |
| Colorado | 100% | $185K | 2 | 2 |
| Florida | 100% | $305K | 2 | 2 |
| Arizona | 100% | $505K | 1 | 1 |
| Iowa | 100% | $195K | 1 | 1 |
| Montana | 100% | $255K | 1 | 1 |
| New York | 0% | — | 1 | 0 |
| Ohio | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.