Lender profile · HMDA 2023–2025
Commonwealth Federal Credit Union mortgage approval rates & lending data
Commonwealth Federal Credit Union decided 1,623 mortgage applications and funded 1,194 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 249 / 344 | 98% | $215K | 243 |
| Home improvement loans | 70% | 442 / 635 | 100% | $65K | 442 |
| Cash-out refinance | 73% | 173 / 237 | 99% | $85K | 171 |
| Refinance | 66% | 73 / 110 | 99% | $195K | 72 |
| Investment property purchase | 95% | 95 / 100 | 99% | $185K | 94 |
| Investment refinance | 93% | 156 / 167 | 99% | $185K | 155 |
Commonwealth Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 75% | $85K | 1,569 | 1,172 |
| Indiana | 67% | $85K | 33 | 22 |
| California | 0% | — | 6 | 0 |
| Florida | 0% | — | 4 | 0 |
| Virginia | 0% | — | 2 | 0 |
| Washington | 0% | — | 2 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| Pennsylvania | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.