Lender profile · HMDA 2023–2025
Citizens First Bank mortgage approval rates & lending data
Citizens First Bank decided 6,640 mortgage applications and funded 6,399 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 4,435 / 4,518 | 100% | $285K | 4,418 |
| Home improvement loans | 84% | 346 / 412 | 97% | $85K | 336 |
| Cash-out refinance | 88% | 159 / 180 | 99% | $235K | 157 |
| Refinance | 93% | 172 / 184 | 98% | $105K | 169 |
| Investment property purchase | 99% | 1,277 / 1,290 | 100% | $255K | 1,276 |
| Investment home improvement | 82% | 23 / 28 | 91% | $105K | 21 |
Citizens First Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 97% | $285K | 6,640 | 6,399 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.