Lender profile · HMDA 2023–2025
Cinfed Federal Credit Union mortgage approval rates & lending data
Cinfed Federal Credit Union decided 949 mortgage applications and funded 815 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 238 / 250 | 98% | $275K | 233 |
| Home improvement loans | 85% | 269 / 316 | 93% | $55K | 250 |
| Cash-out refinance | 84% | 136 / 162 | 99% | $145K | 135 |
| Refinance | 92% | 97 / 105 | 99% | $125K | 96 |
| Investment property purchase | 93% | 54 / 58 | 98% | $195K | 53 |
| Investment cash-out refinance | 95% | 38 / 40 | 100% | $175K | 38 |
Cinfed Federal Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.