Lender profile · HMDA 2023–2025
Chemung Canal Trust Company mortgage approval rates & lending data
Chemung Canal Trust Company decided 336 mortgage applications and funded 244 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 154 / 164 | 84% | $285K | 130 |
| Cash-out refinance | 75% | 50 / 67 | 92% | $165K | 46 |
| Investment property purchase | 94% | 48 / 51 | 73% | $145K | 35 |
| Investment cash-out refinance | 71% | 20 / 28 | 75% | $255K | 15 |
Chemung Canal Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 87% | $285K | 321 | 233 |
| Florida | 83% | $445K | 12 | 8 |
| South Carolina | 100% | $325K | 2 | 2 |
| Massachusetts | 100% | $4.92M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.