Lender profile · HMDA 2023–2025
Chelsea Groton Bank mortgage approval rates & lending data
Chelsea Groton Bank decided 878 mortgage applications and funded 753 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 443 / 460 | 91% | $385K | 401 |
| Home improvement loans | 88% | 115 / 131 | 95% | $55K | 109 |
| Refinance | 80% | 94 / 117 | 99% | $85K | 93 |
| Investment property purchase | 98% | 117 / 119 | 92% | $195K | 108 |
Chelsea Groton Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 93% | $385K | 825 | 707 |
| Rhode Island | 96% | $455K | 52 | 45 |
| New York | 100% | $4.62M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.