Lender profile · HMDA 2023–2025
Central Pacific Bank mortgage approval rates & lending data
Central Pacific Bank decided 2,510 mortgage applications and funded 1,536 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 676 / 845 | 98% | $485K | 664 |
| Home improvement loans | 39% | 194 / 495 | 95% | $135K | 185 |
| Cash-out refinance | 69% | 25 / 36 | 96% | $575K | 24 |
| Refinance | 61% | 423 / 697 | 97% | $295K | 412 |
| Investment property purchase | 70% | 152 / 218 | 99% | $475K | 150 |
| Investment refinance | 47% | 61 / 131 | 97% | $295K | 59 |
| Investment home improvement | 50% | 42 / 84 | 93% | $205K | 39 |
Central Pacific Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Hawaii | 63% | $475K | 2,510 | 1,536 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.